Renters insurance is an affordable way to help protect your personal property when you rent because your landlords policy won’t replace any of your stuff. In the tragic event of a fire, flood or hurricane, everything you own could be a total loss and without renters insurance you will have nothing. Renters insurance is affordable and for most policies costs less than a dollar per day.
Your renters policy will include:
Personal Property Protection. Just because you are renting doesn’t mean you don’t have a lot of money invested in your belongings. This protection will cover loss or damage of all your possessions.
Family Liability Protection. This part of the policy will help provide legal protection and representation against judgments.
Additional Living Expenses. If you need to relocate temporarily due to reconstruction of your apartment or rental home this coverage will reimburse your expenses.
Scheduled Personal Property. This is extended protection above and beyond the basic coverage for certain high value items like electronics, televisions and jewellery.
Discounts and savings
You could also receive a discount on your car insurance by getting renters insurance, a savings that could essentially pay for the renters insurance.
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Or stop by our Naples Office: 12820 Tamiami Trail North Suite 3